get started today!

Please don’t hesitate to reach out if you have any questions with a new mortgage, refinance or your current mortgage. We are always happy to help.

When it comes to life’s biggest decisions, you deserve to have an experienced human by your side and available when it’s convenient for your hectic schedule.

At Geneva Financial, you work with ONE licensed Mortgage Loan Officer throughout your transaction. We are available to communicate with you nights, weekends, early mornings – whatever is most convenient for your life.

We believe technology is a valuable tool to execute an efficient and speedy mortgage process, but it takes a back seat to our top Core Value: Always strive to humanize both the customer and employee experience.

Rapid Rate Quote

(This is not a loan application – credit will not be impacted)

We are committed to America’s every day heroes.​

In addition to VA Home Loans, we carry multiple HERO mortgage products, including a 2% down payment assistance program for the following designations:

  • All First Responders: Police, Firefighters, EMT
  • Medical Professionals: Doctors, Nurses
  • Teachers
  • Active Duty and Veteran Military
  • Homes for Heroes Approved Lender

Frequently asked questions

We have many home mortgage programs such as down payment assistance, refinance programs as well as local community Hero programs.  Community Heroes include, EMT’s, Police, Firefighters, Doctors, Nurses and many more.  Contact me today to go over the best programs for you.

Yes!  Applying for a home loan is very simple through our online application.  To get started on a home mortgage applications, just click here to begin.

The amount you can afford will vary on different criteria such as your income and down payment and other factors.  We offer a free Mortgage Calculator that you can see what would work best for you.  Just follow this link to see our free mortgage calculator.

Current mortgage interest rates have been at historic lows.  Recently we have seen some mortgage rates as low as 3%.  However mortgage interest rates depend on many factors such as your debt to income ratio.  We are always happy to review your current financial situation to see which mortgage rate you could qualify for.


If you are looking to make a purchase or looking to refinance your home, request our FREE Homebuyers Guide Today!  This guide will help give you an idea of what to expect during your home buying/refinancing transaction as well as important keywords and phrases that we will use during your mortgage transaction.

  • Do’s and Don’t
  • Common Mortgage Terms
  • Moving Checklist
  • Document Checklist

Alex Milburn

Branch Manager | NMLS ID 1680354
Phone: 859-339-9232
Email: [email protected]

Alex Milburn (NMLS# 1680354) serves the state of Kentucky for purchase, refinance, FHA, VA, USDA, renovation loans, debt consolidation, mortgage refinancing, down payment assistance, and more mortgage options.

Kyle circle


Loan Officer

NMLS ID 2163263

Hannah circle


Loan Officer

NMLS ID 2028230

geneva circle


Loan Officer

NMLS ID 1594100


Loan Officer

NMLS ID 2024170

Jeremy circle


Loan Officer

NMLS ID 2094518

kirkland circle

Kirkland Humphrey

Loan Officer

NMLS ID 2376646

kennetha circle

Kennetha Ensminger

Loan Officer

NMLS ID 1900664

Breanna circle


Loan Officer

NMLS ID 2507878

Joseph Brewer

Loan Officer

NMLS ID 2505211

Carol Smith

Loan Officer

NMLS ID 2448638

chris circle

Chris Bunch

Loan Officer

NMLS ID 2471836



Geneva Financial 2020 Homebuyers Guide
By providing your phone number, you consent and agree to being contacted by us regarding your loan inquiry and mortgage products and services at the telephone number provided. You agree that we, or one of our authorized third parties, may contact you, including through automated means, via telephone or mobile device, even if your telephone number is listed on a Do-Not-Call registry. This consent is not required to obtain our goods and services. If you prefer to be contacted by other means, please contact us via the information below.